How to Easily Accept Card Payments and Grow Your Small Business

For small businesses today, accepting card payments is no longer a luxury – it’s a necessity. If you’re running a service-oriented business, whether it’s personal training, plumbing, or freelancing, offering card payment options can make your operations smoother and more professional.

At Xiva, we specialise in making payments simple for service professionals, tradespeople, and small business owners. With our QR code payments, payment links, and online payment solutions, you can accept payments easily without the need for complicated hardware or costly monthly subscriptions.

Why Accept Card Payments?

If you’ve been relying solely on cash or bank transfers, you might be missing out on opportunities to grow your business. Here’s how card payments can make a difference:

• Boost Sales: Card payments offer flexibility for customers who may not carry cash. Whether you're on a job site or sending an invoice, having easy payment options means more completed transactions.
• Faster Payments: No more waiting for invoices to be paid. With card payments, you get your money quickly, usually within the next working day, making cash flow smoother.
• Enhanced Professionalism: Accepting card payments through QR codes or payment links shows customers that your business is modern, efficient, and trustworthy.

How to Accept Card Payments with Xiva

We’ve built Xiva’s payment tools specifically to cater to the needs of service-based small businesses. Here’s how you can start accepting payments:

1. QR Code Payments

For businesses on the go, like personal trainers or tradespeople, using QR codes for payments is a simple, contactless solution. You can generate a unique QR code for each transaction directly from Xiva. Your customer scans it using their phone and completes the payment instantly.

• How It Works: Open the Xiva app, generate a QR code for the amount you’re charging, and show it to your customer. They can scan it with their phone and pay instantly through their preferred payment method.
• Perfect For: Personal trainers, freelancers, or tradespeople who need to collect payments on-site without any physical hardware.

2. Payment Links

If you send invoices to clients or need to follow up on payments, Xiva’s payment links are the perfect tool. You can create a payment link in seconds and send it via email, SMS, or even social media. Your customer clicks the link, enters their card details, and the payment is processed online.

• How It Works: Create a payment link in the Xiva app, share it with your customer through their preferred channel (email, WhatsApp, etc.), and they pay online – no fuss.
• Perfect For: Freelancers, consultants, or service providers who need a simple way to get paid after providing a service.

3. Online Payments for Your Website

If your business operates online or you want to expand your digital presence, Xiva’s online payment gateway makes it easy to integrate card payments into your website. This is ideal for small businesses offering services or digital products.

• How It Works: Xiva’s payment gateway integrates smoothly with your existing website. Your customers can check out using their credit or debit cards securely.
• Perfect For: E-commerce stores, subscription services, or any business that sells products or services online.

Why Choose Xiva?

At Xiva, we focus on simplifying the payment process for service-oriented small businesses like yours. Here’s why we stand out:

• No Hidden Fees: Our transparent pricing ensures you know exactly what you’re paying for.
• Fast and Secure: Payments are processed quickly, and security is built into every transaction.
• Simple Setup: Whether it’s QR codes, payment links, or online payments, you can set up and start accepting payments in minutes – no complicated hardware needed.

Conclusion

If you’re ready to accept card payments and make it easier for your customers to pay you, Xiva’s payment solutions are designed to meet your needs. Whether you’re a freelancer, a tradesperson, or running a small service-based business, we’ve got the tools to help you get paid faster, more securely, and without the hassle.